AUSTRALIA’S housing system is shaped by deep-seated cultural attitudes that limit how the nation approaches housing for older people.
Research conducted through a Churchill Fellowship exploring affordable alternatives for older Australians revealed three major cultural themes that need to shift for meaningful progress.
Firstly, Australia’s tradition of home ownership undervalues renting and treats housing as a commodity rather than a basic need. This mindset disadvantages older renters and people on lower incomes.
Secondly, there remains a strong stigma surrounding welfare, influencing who is perceived as “deserving” and shaping the type of policy responses offered.
Finally, while “ageing in place” is widely encouraged, it means different things to different people – from staying in a long-term family home to living in supported community settings.
These entrenched views have contributed to a narrow housing landscape, often centred around home ownership or retirement villages.
A more flexible approach could deliver housing for older Australians that varies in design, cost, and investment models. A national housing and homelessness plan that involves all levels of government is needed to ensure older people’s housing options are properly considered.
Funding also needs to be more adaptable, allowing for public-private partnerships, community investment, and direct government support beyond traditional homebuyer incentives.
Countries such as Denmark and Austria offer valuable examples. In Denmark, co-housing communities allow residents to live independently while sharing communal facilities.
These projects are often driven by residents, social housing providers, or non-profit organisations, supported by flexible funding and planning frameworks.
Vienna, Austria, provides another successful model, where more than 60 per cent of residents live in socially provided housing that can be adapted to residents’ needs as they age.
Australia’s ageing population includes increasing numbers of renters and people facing housing insecurity. Dispelling the stereotype that all older Australians are wealthy homeowners is essential.
Creating a fairer, more inclusive housing system will not only benefit older Australians – it will help ensure secure, suitable homes for everyone, at every stage of life.
Extracts from Theconveration.com.au Published: April 30, 2025
