MANY seniors are unaware of the help and assistance available in the community and go for years without accessing it – not realising they could have saved a significant amount of money by simply asking.
In this column, I’ll try to highlight as many of these opportunities as possible and give you a quick overview of each.
For starters, many people – not just seniors – may be eligible for a disability parking permit.
There are specific criteria that need to be met, and your doctor will need to complete part of the application.
This permit allows you to park in designated disability zones and most council-controlled parking areas at no cost, with a few exceptions.
Queensland Transport also offers pensioners the option to exchange their driver licence for a free Photo Identification Card if they choose to stop driving.
In addition, electric scooters and wheelchairs can be registered at no cost for pensioners.
There are also concessions available through local councils, including potential discounts on rates – and it’s always worth checking what else might apply in your area.
On the financial side, some seniors may not be aware of benefits such as franking credits on shares, as well as seniors and pensioner tax offsets.
It’s a good idea to check with the Australian Taxation Office or a financial adviser to see what you may be entitled to.
Everyday savings can also add up. Many retailers offer discounts, loyalty points, or special deals – even occasional half-price sales. Those points from your local supermarket or store can build over time into real savings.
There are also a wide range of government concessions available at both state and federal levels. And don’t forget – many clubs and venues offer discounted meals for seniors.
One thing I’ve noticed is that some people hesitate to ask whether a discount is available. But why not? It’s your money – and it makes sense to protect it.
The bottom line is simple: help and savings are out there, right now. All it takes is asking.
Till next time!
